Tony is married to Barbara and has two daughters who help to keep him busy away from the office. Tony also enjoys spending time with friends, playing and watching sport, travelling and generally relaxing.

Helga Baxter
Helga is a Financial Adviser with over 20 years experience in the financial services industry. Helga is a Director of Crosby Dalwood Pty Ltd and has been with the firm since September 1995.

Helga became an Authorised Representative of Count Wealth Accountants in 1997. She is a Certified Financial Planner through the Financial Planning Association of Australia, member of the MFAA and an Affiliate of the ICAA.

She enjoys spending time with her family, football (especially supporting Port Power), holidaying, reading, walking, socialising and overall believes that life should be fun.

She is an Associate member of the Institute of Chartered Accountants and has degrees in Economics and Law from the University of Adelaide. Reflecting her long standing interest in investment, across the years Emma has also completed the Graduate Diploma in Securities and Investment from the Securities Institute of Australia and passed the Chartered Financial Analyst exams.

For 13 years Emma worked in corporate banking and insolvency for Coopers & Lybrand, Commonwealth Bank of Australia and most recently Bangkok Bank in Thailand after the Asian financial crisis.

After returning to live in Adelaide she changed careers and has been working in public practice since 2006.

Emma enjoys working in her Adelaide Hills garden, renovating, cooking, walking her dogs and reading.

She has taken a career change by accepting the position of Administration Manager in June 2009. As a result she plans to undertake her Masters in Business Administration in 2010.

Heidi has over 12 years experience in Personal Finance and the Financial Services Industry.

Heidi enjoys playing netball, running, wine tasting, gardening and spending time with her gorgeous children, family and friends.

Maria Alviar-Laroza
Maria joined Crosby Dalwood in December 2005. She has a Bachelor of Science in Business Administration (majoring in Accountancy). She passed the CPA board examination given by the Professional Regulation Commission Board in the Philippines and is a member of the Philippine Institute of CPA's.

She previously worked with a Chartered Accounting firm at North Adelaide and, prior to that, in the commerce industry.

Before migrating with her family to Australia in October 1992, Maria worked for the Canadian International Development Agency as the Corporate Accountant. She has extensive experience in accounting, auditing and Australian taxation rules and regulations.

Maria enjoys spending time with her family, reading, gardening, cooking and is actively involved in her children's school and the local church.

Cathy has had over 20 years experience working for various firms in the Tax and Accounting industry. She has a Bachelor of Arts in Accountancy from the University of South Australia and is a member of CPA Australia.

In her spare time she enjoys swimming, dining out and spending time with her husband and two young children.

Irene Vatovec
Irene joined Crosby Dalwood in February 2007.

She is Member of the National Institute of Accountants. She has a Graduate Certificate of Chartered Accounting Foundations from Deakin University, Graduate Certificate of Business (Accountancy) from the University of SA and Certificate III in Financial Services from TAFE. She has been in Public Practice since 2000.

Before a career change to public practice accounting, she previously worked as a Medical Research Scientist at the Royal Adelaide Hospital, and as a Research Analyst for a global Market Research agency. Additionally, she has a Bachelor of Science from the University of Adelaide and a Graduate Diploma in Medical Laboratory Science from the University of SA.

In her free time, Irene enjoys being with her family and their dog, friends, dressmaking, doing intricate needlework, reading, and gardening.

She completed a Graduate Diploma in Business (Accountancy) and Masters of Business Administration (Finance) at the University of South Australia in December 2008 and September 2005 respectively. She has a Bachelor of Economics (Hons) majoring in Business Administration from the University of Malaya, Malaysia and is planning to enrol in the CA program in 2010.

Elena has 8 years experience in the banking industry in Malaysia specializing in Trade Finance and Credit Operations and 2 years experience in the education industry. She also worked as a casual tutor for the University of South Australia in 2008.

In her spare time, Elena enjoys reading, travelling, line dancing and sewing.

She completed a Master of Commerce degree, majoring in Accounting and Finance at University of Adelaide. She is currently enrolled in the CPA mentoring program.

In her spare time, Aileen enjoys spending time with her family and friends, traveling overseas and going to the movies.

In her spare time, Carolyn loves going to the beach, cooking and spending time with her family and friends.

Rhiannon has completed her Diploma of Financial Services (Financial Planning) through FINSIA.

In her spare time she enjoys Pilates, Kick Boxing and spending time with her family and friends.

Gennaro Zerella
Gennaro joined Crosby Dalwood in November, 2007.

He has a Bachelor of Economics and is undertaking a Bachelor of International Studies and also working towards his Diploma in Financial Planning. Gennaro had previously worked with the Commonwealth Bank for 2 years.

Gennaro is interested in politics and international relations and world activities.

Gennaro loves the beach, spending time with friends and relaxing. He enjoys keeping fit, and watching the Crows AFL team.

Andrew Surman
Andrew joined Crosby Dalwood in August 2009.

He completed a Bachelor of Economics from Adelaide University in 2008 and is enrolled in a Graduate Diploma of Global Wealth Management.

Andrew has many sporting interests, in particular Badminton, soccer and keeping fit. He enjoys supporting the crows, traveling and spending time with friends.

Calvin Ho
Calvin joined Crosby Dalwood in February 2010.

He has a Bachelor of Banking & International Finance from Flinders University and has completed a Graduate Certificate in Financial Planning.

Calvin's main interests include motorsports, in particular Formula 1, Soccer and Cue sports. He also enjoys the movies, dining and socialising.

She is currently undertaking a Certificate III in Financial Services and has over 7 years experience in the Accounting, Financial Planning & Stockbroking Industries.

Annetté enjoys collecting art, interacting with new cultures when travelling, bushwalking & anything to do with the great outdoors. She is a member of Australian Dance Theatre & Adelaide Festival Centre and has a passion for theatre and the arts where she volunteers for events like the Fringe.

Kym is currently studying for her Advanced Diploma in Accounting at TAFE and plans to continue studying for her degree. Kym enjoys her accounting studies.

She likes to read, watch movies and catch up for coffee with friends.

Amy has completed a Certificate III in Business Administration and is looking to further her studies in the future.

In her spare time Amy enjoys spending time with friends and family, travelling and watching movies.